529s help with K-12 expenses, too.
The MOST 529 Plan isn’t just for college—it can help cover current education costs1 as well.
529 savings can be used for a wide range of K–12 expenses, including:
- Tuition for private, public, or religious schools
- Books, curriculum, and instructional materials
- Online educational materials
- Certain tutoring services
- Standardized test fees like SAT, ACT, and AP
- Dual-enrollment programs
- Specialized educational therapies for students with disabilities
As of January 1, 2026, you can withdraw up to $20,000 per student per year tax-free for qualified K–12 expenses.
Missouri families receive a state income tax deduction on contributions to their MOST 529 Plan — so you can save on taxes now while paying for your child’s education today and planning for tomorrow.
It's a win-win.
Have questions? Schedule time to meet with one of our dedicated local MOST 529 plan representatives.



